09:58


There is no doubt that you (the student) will get in to colleges but will you be able to attend college. The cost of colleges and universities are rising for the most part, so, when you apply to colleges and universities, you have to make sure that you have at least one (1) financial safety school on your list. This school tends to be your state school or a school that you and your family will be able to pay for with little or no help at all. The idea of applying to schools without fully considering your financial situation and knowing that you are going to attend a school following your graduation from high school is irresponsible and just plain dumb. Many families will say to the student "just apply to colleges and get accepted and we will find a way to pay for it". This is the dumbest way to approach the process of college attendance because college admission is one thing but college attendance is another ball game.

Every family should determine their Expected Family Contribution prior to applying to colleges. In order to make an intelligent decision about what colleges and universities to apply to, each family needs to determine their family EFC prior to submitting college applications. Students need to be realistic about their family's financial situation and seriously consider at least one school as a financial safety.